MSHDA – COVID Emergency Rental Assistance (CERA) Grant/Program

MSHDA – COVID Emergency Rental Assistance (CERA) Grant/Program

CERA is a program that can provide rental and utility assistance for eligible renter households so that they can retain their housing; overcome housing instability.

WHO IS ELIGIBLE?

CERA can serve renter households that have incomes less than 80% of Area Median Income (AMI) for their county of Residence and who meet the following conditions:

  • Individual(s) in the household has qualified for unemployment benefits or has experienced a reduction in household income, incurred significant costs, or has experienced other financial hardship due directly or indirectly to the coronavirus outbreak; and
  • Individual(s) in the household can demonstrate a risk of experiencing homelessness or housing instability evidenced by a past due utility or rent notice.

WHO IS NOT ELIGIBLE?

  • Households that have incomes above 80% of Area Median Income.
  • Households that cannot show a “COVID-19 hardship” (outlined above) or risk of homelessness or housing instability.
  • Households that are homeowners, land contract holders or those that live in commercial properties.
  • Renter households that are not behind on either rent or utility bills.

ELIGIBLE UNIT TYPES:

  • Subsidizes (Vouchers and PHA Complexes)
    • Tenant Portions ONLY
  • Lot Rent
    • This includes those who own the trailer but rent the lot
  • Rental Units

NON-ELIGIBLE UNIT TYPES:

  • Lease to Own
  • Land Contracts
  • Mortgages

*If you are in one of these (Lease to Own, Land Contract, Mortgage) units, we have other programs to assist. Call us at (906)632-3363 and ask for someone in Housing!*

TYPES OF ASSISTANCE CERA CAN FINANCIALLY ASSIST WITH:

  • Rental Assistance
    • In some situations, assistance with 3 months of forward rent
  • Utility Assistance (including: water/sewage, natural gas, electric, deliverable fuels)
  • Internet Stipend ($300.00)
  • Mediation Assistance/Costs
  • Case Management
    • Budgeting Assistance
    • Eviction Prevention Material
    • Referrals to Legal Aid & Mediation Services

COVID Hardship Examples/Backup:

Type of COVID HardshipBest Documents to Show ProofAlternate Documents to Show Proof
A member of my household qualified for unemployment after March 13, 2020Unemployment Monetary Determination Letter OR screen shots from unemployment website showing payments and person’s nameSigned letter from applicant stating the time period they received unemployment benefits
A member of my household has had a 10% reduction in income after March 13, 2020Signed letter from applicant outlining your original hours and pay rate and reduced hours and pay rate during the COVID outbreak 
A member of my household has incurred significant costs (over $500) after March 13, 2020Signed letter from applicant stating what type and amounts of increased expenses the household incurred during the COVID outbreak 
A member of my household experienced other financial hardship (over $500) after March 13, 2020  

Legal Aid’s COVID Hardship Letter Template: https://lawhelpinteractive.org/Interview/GenerateInterview/7852/engine

HOW TO APPLY: (PAPER APPS, WEBSITE, MSHDA PORTAL, EMAIL, FAX, ETC.)

Chippewa Luce Mackinac Community Action Agency has paper applications available for pickup and mailing. CERA packets/Apps can be picked up at:

Chippewa County: Applications Available for Pickup, Drop off, Faxing, Mailing, Email, etc.Avery Square Atrium 510 Ashmun St. Sault Ste Marie MI 49783   *Enter thru the main doors off Ashmun St. (this entrance). Go thru the double doors. To your right you will see hanging wall folders with all of our applications and a drop box (return your apps here). Look for CERA on the folders. These apps are in manila envelops as there is a Landlord and Tenant App.*   Chippewa Luce Mackinac Community Action Agency 524 Ashmun St. Sault Ste Marie MI 49783   *You MUST call us prior to stopping by. Our office is CLOSED to the PUBLIC*   P: (906)632-3363 F: (906)632-4255 Email: housing@clmcaa.com
Mackinac County: Applications Available for Pickup, Drop off, Faxing, Mailing, Email, etc.Chippewa Luce Mackinac Community Action Agency 368 Reagon St. Ignace, MI 49781 P: (906)643-8595 F: (906)643-8866 Email: housing@clmcaa.com
Luce County: Applications Available for Pickup, Drop off, Faxing, Mailing, Email, etc.Chippewa Luce Mackinac Community Action Agency 207 Newberry Ave Newberry, MI 49868 P: (906)293-5621 F: (906)293-3406 Email: housing@clmcaa.com

MSHDA CERA Online Application Portal Website:  Michigan.gov/CERA

CLMCAA Agency Online Application: located at clmcaa.org. To the right you will see “Housing Applications” click this to be taken to a page with all applications. You will need to complete BOTH the Tenant & Landlord Application.

If you have any questions or would like more information, please contact CLMCAA @ (906)632-336 and ask for someone in Housing Department.